Our Team

Meet your local insurance experts.

Outstanding service starts with an outstanding team. Meet the professionals behind Mikkelsen, Kelly, & Kipp Insurance Agency.

John M. Mikkelsen



John is a graduate of Marist High School in Chicago.  After graduation John attended the University of St. Thomas in St. Paul, MN. He began his career with The Travelers Insurance Companies in 1973 in their claim department. He joined the agency side in 1976, becoming a partner in 1979 and President of the Agency in 1990. He specializes in Commercial Insurance. In his free time, John enjoys spending time with his family and traveling with his wife of over 40 years, Marilyn.  John has 2 children, Scott and Laura.

Carl P. Kipp

Vice President


Carl is a graduate of Brother Rice High School in Chicago.  After graduation he attended Wabash College where he earned his B.A. in Economics and Business.   Carl joined the agency in 1984 and became a partner 1990.  He became Vice President of the agency in 1997.  Carl works in both the commercial and personal lines markets and is responsible for the operations of the agency.

Carl lives in Oak Lawn, IL and in his free time enjoys golfing and attending various sporting events.

Scott P. Mikkelsen

Director of Sales


Scott Mikkelsen has been a producer at MKK since June of 2004 and a partner since 2010.  He is a graduate of the University of St. Thomas in St. Paul, MN where he majored in Journalism with a minor in general business.  In addition to selling insurance at MKK, Scott is also in charge of the technology and marketing for the agency.  In his free time, Scott enjoys attending sporting events like White Sox and Blackhawks games.  He likes spending time with his friends, golf and traveling. Scott currently resides in Lockport, IL with his wife, Shannon and son Brennan.

Scott specializes in both personal and commercial insurance as well as health and life insurance.

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Carol H. Kelly

Commercial Lines C.S.R.


Carol is the our commercial lines customer service rep.  She has over 20 years in the insurance industry.  Carol is a graduate of Mother McAuley and St. Mary’s of Notre Dame where she majored in business & marketing.  Besides spending time with her husband of 18 years and 3 kids, Carol enjoys attending her kids multiple extra-curricular activities.  Carol has been working with MKK since the 80’s in a company role, but has decided to upgrade to the agency side of the business.

Her responsibilities include servicing our commercial clients, helping with billing and certificates of liability.

Carrie M. Hutchings

Personal Lines C.S.R.


Carrie is the newest addition to MKK.  She has over 10 years of insurance experience.  Before joining us, Carrie was a producer/CSR for a direct writing company.   Her main responsibilities are assisting our personal lines customers with their billing, claims and policy servicing needs.

Carrie is married with 3 children and lives in Woodridge, IL.  She attended Triton College in River Grove IL where she studied liberal arts.

Her hobbies include spending time with family and friends.

Duncan Keith Mikkelsen

Official MKK Mascot

Duncan has been a member of the MKK family since 2015.  Before coming to us he was a resident of the state of California where he lived as a beach dog.

Named after his favorite Chicago Blackhawk, Duncan enjoys watching hockey games with his mom and dad.  Other interests include napping, playing with his tug toy and sniffing the neighborhood for exciting new opportunities.

Duncan’s hobbies include playing with his uncle Jack, swimming in his Grandpa John’s kiddie pool and going for long walks with anyone that will take him.  Dislikes include most other dogs, taking baths and squirrels.

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